Advice & Analysis
There are NO FEES for the preparation or implementation of any Analysis or Strategy reports.
Individual Needs
Having trouble making “ends meet?” Are you unable to save money? Do you have a future want/need to attain? “A journey of a thousand miles starts beneath one's feet”
We will assist you with a simple budget analysis to help start your journey and stay with you throughout the process and beyond, developing investment and/or insurance strategies to assist in securing your financial future.
Portfolio Analysis
Is the process of breaking down and studying an investment portfolio in order to determine both its appropriateness for a given investor's needs, preferences, and resources, and its probability of meeting the client’s goals. We would be pleased to complete a review of any existing portfolio you may have and compare its performance and appropriateness to our recommendation.
Although we are constantly reviewing and monitoring individual holdings in our client portfolios, we commit to completing a Portfolio Analysis on each client account a minimum of twice each calendar year and communicating the results and any recommended changes.
Insurance Analysis
It is just as important to ensure you are not over-insured as under-insured. We can analyse existing coverage by understanding your personal circumstances including:
- Age
- Marital status
- Dependents
- Health history
- Income – percentage required by family in case of death
- Desired retirement age
Financial, Retirement, Estate and Insurance Analysis
Every financial strategy should be developed using the same basic approach.
Establish the goal/relationship
- Define and agree on the scope of the plan
- Determine each party’s responsibilities
Gather Data
- Determine the clients’ financial goals, needs and priorities
- Communicate to the client what information is required and gather all relevant data
Analyze data
- Analyze all information to determine the client's financial situation, and evaluate to what extent the client's goals, needs and priorities can be met under the current circumstances.
Develop a strategy
- Identify and evaluate financial strategies relative to the client's stated goals, needs and priorities.
- If client’s needs are not attainable, advise and offer alternatives.
- If client’s needs are attainable - Agree on a strategy going forward and communicate recommendations
Implement the solution
- Obtain appropriate agreements, applications and documentation to implement the strategy.
- Communicate with the client once the strategy has been fully implemented.
Monitor the progress
- Agree on a time frame for monitoring and evaluating the strategy.
- Review the our strategy to assess its progress and determine if it is still appropriate.
- Confirm any revisions mutually considered necessary.
